Financial Literacy (7)

What to watch for in Bank Financing

These low-interest rates are now desirable for consumers the borrowers. Since our economy today is experiencing much money in banks, finance institutions tend to be more relaxed and approve the majority of loans, most especially for real estate loans. As the consumer, here are things to watch for in Bank Financing;>>> READ MORE

Benefits of Renting

While there are some renters who view renting an apartment/condominium or a house as a failure, there are others who see the benefits there are to be gained from renting a property as opposed to purchasing a property. Some of the benefits of renting include … >>>READ MORE

Can Unpaid Credit Card Prohibit Me from Getting a Home Loan?

When planning to buy a house for your family or a property for investment, one should look into his financial status to make sure he can afford the purchase. Financial status is one of the major factors that allows you to purchase a property. Most lender like banks look into the person’s capability to pay […]

How to Avail of the Credit Card Amnesty Program in the Philippines

While the use of a credit card allows a person to purchase items in credit, at the end of each month a bill will arrive stating the financial obligation the credit card owner needs to pay. There are a lot of good reasons and factors why one person should use a credit card like being […]

Is it okay not to pay your credit card debts?

A credit card is a convenient financial product to use for everyday expenses like groceries, gas, shopping and even dining out. It can also be very handful for large purchases like a new television, travel expenses or new furnitures for the home. You do not have to bring cash with you and there are also […]

Credit Score – Do we have it in the Philippines?

When planning to buy a house or take out a loan for a home, business or a car, we will always hear the term, “Credit Score”.  Acquiring a credit or having additional funds lent is use to help in financial footing, in acquiring a property that requires money the individual does not have in the […]

Homebuyer Tips: 5 Facebook Groups for Financial Literacy

Your financial literacy journey is much easier and enjoyable when you surround yourself with like-minded people with similar goals. The key to success is surrounding yourself with smart people who can help when we need advice on how to handle our financial concerns. Luckily, there are many Facebook groups devoted to personal finance. Here are 5 […]