Home Loans (8)

Is it okay not to pay your credit card debts?

A credit card is a convenient financial product to use for everyday expenses like groceries, gas, shopping and even dining out. It can also be very handful for large purchases like a new television, travel expenses or new furnitures for the home. You do not have to bring cash with you and there are also […]

Credit Score – Do we have it in the Philippines?

When planning to buy a house or take out a loan for a home, business or a car, we will always hear the term, “Credit Score”.  Acquiring a credit or having additional funds lent is use to help in financial footing, in acquiring a property that requires money the individual does not have in the […]

How to apply for a housing loan in the Philippines if you are a foreigner

In recent years, there has been a growing interest of foreigners to own real estate property in the country.  However, Philippine law is strict when it comes to foreigners acquiring properties in the country.  What types of real estate properties can a foreigner own in the Philippines? While purchasing a property in the Philippines is […]

Are You Financially Ready to Buy A House?

Buying a property whether an investment move or building a home for your family is a huge move that will affect your finances. It is something to be planned or well-thought of before making the decision. You need to be financially ready to take on the financial responsibility that comes when buying a home Are you […]

PAG-IBIG | Why is my property tagged as foreclosed?

PAG-IBIG Fund is a government-mandated Home Development Mutual Fund, that gives its contributing members the power to finance their home purchase at a more affordable rate, as compared to the rates offered by real estate developers and banks. This gives every Filipino an opportunity to own a home without having to pay in bulk amount and […]

How to Score a Housing Loan if You Are Self-employed or an Online Worker?

I am SELF-EMPLOYED, How can I get my Housing Loan Approved? When I was working as a call center agent in Cebu way back 2005, I could not keep up with the stress, and the schedules are killing me big time. However, despite that, I was able to endure five sweet years in the BPO […]

How to be Financially Prepared to Buy Your First Home

A house is often one of the largest and most important purchases we make in our lives, but getting ready to buy your first house can be a little intimidating.  First and foremost, you have to be financially prepared to make the jump to home ownership.  Here’s a step-by-step guide to ensure that buying your […]

How to buy a property using Pag-IBIG Housing Loan?

A house is perhaps one of the major purchases we’ll make in our life. Good thing there are a lot of a number of financing options for us here in the Philippines, including through Pag-IBIG housing loan. Pag-IBIG Fund, or the Home Development Mutual Fund (HDMF), was established in 1978 as an answer to the need for […]